Escorts Investment Bank Limited Reports Financial Results for the Year Ended June 30, 2026
Escorts Investment Bank Limited has announced its financial results for the year ended June 30, 2026, reporting a net loss of Rs. 73.79 million compared with a net loss of Rs. 68.40 million in the previous financial year. The company disclosed the results in a notice dated October 6, 2026, submitted to the Pakistan Stock Exchange (PSX).
According to the financial statements, the bank’s total income declined to Rs. 77.56 million during FY2026 from Rs. 108.38 million in FY2025, reflecting a reduction in overall income generation during the year.
Income and Expenses
Profit on financing stood at Rs. 55.42 million, compared with Rs. 84.41 million in the preceding year. Return on investments amounted to Rs. 3.16 million, while income from fee and commission reached Rs. 4.03 million. Profit on bank deposits was recorded at Rs. 2.58 million.
Other income increased significantly to Rs. 12.37 million from Rs. 3.45 million in FY2025, partially offsetting declines in other income categories.
The company’s total expenses, including administrative expenses and finance costs, amounted to approximately Rs. 149.46 million. Consequently, the loss before levies and taxation increased to Rs. 76.84 million from Rs. 65.61 million in the previous year.
After accounting for levies and taxation, the bank reported a net loss of Rs. 73.79 million, compared with Rs. 68.40 million in FY2025. Loss per share also increased to Rs. 0.54 from Rs. 0.50.
Financial Position
The bank’s total assets stood at Rs. 571.32 million as of June 30, 2026, compared with Rs. 662.71 million a year earlier. Current assets amounted to Rs. 248.98 million, while non-current assets were recorded at Rs. 322.34 million.
Total equity declined to Rs. 429.25 million from Rs. 502.58 million in the previous year. The company’s financial position also reflected changes in its investment portfolio, receivables and liabilities.
Despite reporting a net loss, the bank generated net cash of Rs. 10.38 million from operating activities during FY2026, compared with net cash used of Rs. 34.85 million in FY2025. However, cash and cash equivalents decreased by Rs. 8.61 million during the year, bringing the closing balance to Rs. 15.23 million.
No Dividend or Bonus Shares Announced
The board of directors did not recommend a cash dividend, bonus shares or a right-share issue for the year ended June 30, 2026. The company also reported no other entitlement or price-sensitive information in the announcement.
Escorts Investment Bank stated that its annual report for the financial year ended June 30, 2026, would be transmitted separately through the Pakistan Unified Corporate Actions and Reporting System (PUCARS).
Conclusion
Escorts Investment Bank Limited’s FY2026 results reflect lower total income, a higher net loss and a reduction in total assets compared with the previous year. Although the company improved its operating cash flow, its annual financial performance remained challenging.
Investors and market participants may review the company’s complete annual report for further details about its financial position, operating performance and future business outlook.
