Lahore, October 15, 2026: The Pakistan Credit Rating Agency Limited (PACRA) has reported an 18% increase in consolidated net profit for the financial year ended June 30, 2026, supported by higher revenue, improved operating profitability and a positive contribution from its associated company.
According to the company’s financial results submitted to the Pakistan Stock Exchange (PSX) on October 7, 2026, PACRA recorded a consolidated profit after tax of Rs. 133.14 million, compared with Rs. 112.81 million in the previous financial year.
The company’s consolidated earnings per share (EPS) increased to Rs. 1.79 in FY2026 from Rs. 1.51 in FY2025, reflecting improved annual profitability.
Revenue Increases by 10.4%
PACRA’s consolidated revenue from contracts with customers reached Rs. 538.08 million during FY2026, compared with Rs. 487.42 million in FY2025, representing an increase of approximately 10.4%.
The growth in revenue contributed to stronger operating performance despite continued expenditure on remuneration, infrastructure and administrative activities.
The company’s operating profit increased by approximately 24.1% to Rs. 203.89 million, compared with Rs. 164.45 million in the preceding year.
Total remuneration costs stood at Rs. 259.93 million, while infrastructure and administrative expenses amounted to Rs. 36.69 million and Rs. 37.57 million, respectively.
Profit Before Tax Shows Strong Growth
PACRA reported a consolidated profit before income tax of Rs. 193.90 million for FY2026, compared with Rs. 165.27 million in FY2025, representing growth of approximately 17.3%.
Other income increased to Rs. 16.34 million from Rs. 14.78 million in the previous year.
The company’s share of profit from its associated company amounted to Rs. 10.41 million, compared with a share of loss of Rs. 5.35 million in FY2025.
Income tax expense increased to Rs. 60.76 million from Rs. 52.45 million, while consolidated net profit reached Rs. 133.14 million.
Total Assets Rise to Rs. 449.95 Million
PACRA’s consolidated financial position also strengthened during the year.
Total assets increased to Rs. 449.95 million as of June 30, 2026, compared with Rs. 360.39 million a year earlier, representing growth of approximately 24.9%.
Total shareholders’ equity rose to Rs. 293.77 million from Rs. 160.63 million, primarily reflecting the accumulation of profits during the financial year.
The company’s unappropriated profits increased to Rs. 219.24 million from Rs. 86.10 million.
Cash and bank balances stood at Rs. 120.12 million at the end of FY2026, compared with Rs. 128.34 million in FY2025.
Standalone Financial Performance
On a standalone basis, PACRA recorded revenue of Rs. 523.24 million during FY2026, compared with Rs. 466.81 million in the previous year.
Standalone operating profit increased to Rs. 200.80 million from Rs. 157.12 million.
However, standalone net profit remained relatively stable at Rs. 128.08 million, compared with Rs. 127.65 million in FY2025.
Standalone earnings per share increased marginally to Rs. 1.72 from Rs. 1.71.
Board Announces No Dividend for FY2026
Despite improved consolidated profitability, PACRA’s Board of Directors recommended no cash dividend for the financial year ended June 30, 2026.
The board also announced no bonus shares, right shares or other corporate entitlements.
The decisions were made during the board meeting held on October 7, 2026, at the company’s registered office in Lahore.
Annual General Meeting Scheduled for October 28
PACRA has announced that its Annual General Meeting (AGM) will be held on October 28, 2026, at 11:00 AM at its registered office, FB1, Awami Complex, Usman Block, New Garden Town, Lahore.
The company’s share transfer books will remain closed from October 22 to October 28, 2026, both days inclusive.
Share transfers received by the company’s registrar by the close of business on October 21, 2026, will be considered for determining shareholder voting rights at the AGM.
Outlook
PACRA’s FY2026 financial results reflect improved consolidated earnings, higher revenue and stronger operating profitability.
The increase in shareholders’ equity and accumulated profits indicates a strengthened financial position, although consolidated cash balances declined during the year.
Looking ahead, the company’s ability to sustain revenue growth, manage operating expenses and maintain profitability will remain important factors in its financial performance.
While PACRA has not announced a dividend for FY2026, its latest results demonstrate an improvement in consolidated financial performance compared with the preceding year.