Pak-Qatar Family Takaful Limited has announced its financial results for the year ended December 31, 2025, along with a recommendation for a final cash dividend of Re. 1 per share, equivalent to 10%.

According to the company’s notification dated April 8, 2026, the Board of Directors approved the recommendation at a meeting held on April 8 at the company’s head office in Karachi. The company did not recommend any bonus shares or right shares for the year.

Shareholders’ Fund Shows Higher Profit

The financial statements show that Pak-Qatar Family Takaful’s shareholders’ fund generated a profit after tax of Rs. 291.31 million during 2025, compared with Rs. 269.72 million in 2024.

The company reported total comprehensive income of approximately Rs. 280.18 million for 2025, while earnings per share increased to Rs. 1.97, compared with Rs. 1.82 in the previous year.

The improvement came despite higher overall expenses. The shareholders’ fund recorded net income of approximately Rs. 2.50 billion before expenses, compared with Rs. 2.13 billion in 2024.

Participants’ Fund Records Strong Contribution Revenue

The Participants’ Fund also reported substantial activity during the year. Gross contributions revenue reached approximately Rs. 30.03 billion in 2025, up from around Rs. 28.82 billion in 2024.

After wakala fees and re-takaful contributions ceded, net contribution revenue stood at approximately Rs. 28.56 billion. The Participants’ Fund recorded net income of about Rs. 35.47 billion before takaful benefits and other related expenses.

The statement also shows a surplus reserve for the year of approximately Rs. 102.94 million, compared with Rs. 8.44 million in 2024.

Assets Cross Rs. 71 Billion

According to the statement of financial position as of December 31, 2025, the company’s aggregate assets stood at approximately Rs. 71.31 billion, compared with Rs. 62.22 billion at the end of 2024.

Cash and bank balances stood at approximately Rs. 3.87 billion, while investments represented a significant portion of the company’s financial position, including equity securities, government securities, term deposits and mutual funds.

Dividend and Share Transfer Schedule

The proposed final cash dividend of Re. 1 per share is subject to the applicable approvals. The company announced that its share transfer books will remain closed from April 23 to April 30, 2026, both days inclusive.

Shareholders entitled to the dividend were required to ensure that their names were entered in the company’s register of members by the close of business on April 22, 2026.

Cash Flow and Capital Position

The statement of cash flows shows cash and cash equivalents of approximately Rs. 3.87 billion at the end of 2025, compared with approximately Rs. 4.43 billion a year earlier.

The company also reported financing cash inflows during the year from the issuance of right shares and ordinary shares. The statement of changes in equity shows issued, subscribed and paid-up capital increasing to approximately Rs. 2.31 billion by the end of 2025.

Outlook

Pak-Qatar Family Takaful’s 2025 financial statements indicate growth in contribution revenue, an increase in shareholders’ profit after tax and a larger asset base compared with the previous year. At the same time, the financial statements reflect significant takaful benefits, investment activity and operating expenses during the period.

The proposed 10% final cash dividend provides shareholders with a direct distribution from the company’s reported performance for the year ended December 31, 2025.