Karachi, August 28, 2026: National Bank of Pakistan (NBP) has reported a consolidated profit after taxation of Rs32.84 billion for the six months ended June 30, 2026, according to the bank’s financial results submitted to the Pakistan Stock Exchange.
The results were approved by the NBP Board of Directors at its meeting held on August 27, 2026. The bank stated that it has not recommended any cash dividend, bonus issue, right shares or other entitlement for the period.
Consolidated earnings remain positive
According to the consolidated profit and loss statement, NBP generated Rs130.97 billion in total income during the first half of 2026, compared with Rs160.41 billion in the corresponding period of 2025.
Net mark-up/interest income stood at Rs100.10 billion, down from Rs130.63 billion a year earlier. At the same time, non-mark-up/interest income increased to Rs30.88 billion, compared with Rs29.78 billion in the first half of 2025.
The bank’s operating expenses rose to Rs67.88 billion during the period, compared with Rs61.15 billion in the same period last year. After accounting for credit loss allowances and provisions, consolidated profit before taxation came in at Rs68.32 billion.
After taxation of Rs35.48 billion, NBP recorded consolidated profit after tax of Rs32.84 billion, compared with Rs43.08 billion in the first half of 2025. The earnings attributable to equity holders of the bank amounted to Rs32.48 billion.
Earnings per share decline
The consolidated financial statements show basic and diluted earnings per share of Rs15.27 for the six months ended June 30, 2026, compared with Rs20.05 in the corresponding period of 2025.
The decline reflects the lower overall profitability recorded during the period, particularly as net mark-up/interest income fell from the previous year’s level.
Standalone performance also remains profitable
On a standalone basis, NBP reported Rs32.41 billion in profit after taxation for the first half of 2026, compared with Rs43.47 billion in the same period of 2025.
Standalone net mark-up/interest income was recorded at Rs100.06 billion, while total income stood at Rs127.63 billion. Profit before taxation amounted to Rs67.35 billion, followed by taxation of Rs34.94 billion. Standalone earnings per share stood at Rs15.23, compared with Rs20.43 a year earlier.
Balance sheet highlights
NBP’s consolidated statement of financial position also shows the scale of its operations. As of June 30, 2026, the bank reported total assets of approximately Rs7.85 trillion, while total liabilities stood at around Rs7.38 trillion. Consolidated net assets were approximately Rs472.22 billion.
The bank’s financial statements include both standalone and consolidated results, covering its financial position, profit and loss, changes in equity and cash flows.
No dividend announced for the period
Despite remaining profitable, NBP’s Board of Directors did not recommend a cash dividend, bonus shares, right shares or any other entitlement for the half year ended June 30, 2026. This decision was formally communicated to the Pakistan Stock Exchange following the August 27 board meeting.
Overall, the first-half results show that NBP remained strongly profitable in 2026, although earnings were lower than the corresponding period of 2025. The bank’s consolidated profit after tax of more than Rs32 billion and asset base approaching Rs7.9 trillion underline its continued position as one of Pakistan’s major banking institutions.
